| car accident and purchase of car back from insurers 16:19 - Jul 25 with 728 views | AguycalledJack |
I was involved in an accident whereby another vehicle went into the back of me.
Given the age of my Aygo and the number of miles on it (over 200,000) I knew that going through insurance the car would be written off. which it ultimately was.
There is no issue with the car and it runs well so the value in the car is me not having to purchase a new one.
Having written the car off, I received my pay out via insurance but I bought it back (£70) as there is nothing mechanically wrong with it. The car past the post accident MOT as road worthy (passed no problem) and my insurers are aware of the position.
I have in mind that I ought to inform the DVLA but not sure if this is a must? My insurance broker is a bit vague on this, but has confirmed that the car is insured for road use.
Is there anything else that I need to do eg inform the DVLA?
All thoughts welcome.
|  | | |  |
| car accident and purchase of car back from insurers on 16:23 - Jul 25 with 709 views | Whiterockin |
TBH not a clue on this one. There are a couple of DVLA workers on here, hopefully they will reply. |  | | |
| car accident and purchase of car back from insurers on 17:28 - Jul 25 with 656 views | 1983 |
You and your missus have a lot of accidents |  |
| |
| car accident and purchase of car back from insurers on 18:12 - Jul 25 with 632 views | majorraglan |
You definitely have to notify the DVLA, but what exactly the process looks like I’m not sure.
Have you been able to tax the vehicle, because I’d have thought re taxing it may trigger some kind of notification. I’d give the DVLA a call. | | | |
| car accident and purchase of car back from insurers on 18:30 - Jul 25 with 614 views | 3swan |
Have a read of this
https://www.howdeninsurance.co.uk/personal/motor/car-insurance/guides/car-write-
Getting your car on the rode again after a write-off
Can you remove a write-off from a car?
If you would like to drive your car again after it has been written off, it will first have to be repaired to a roadworthy condition.
You will only be able to do this if it’s in a category C, D, N or S (meaning the vehicle has not been scrapped). The insurance company will give you an insurance payout and sell the vehicle back to you if it falls into one of these categories.
Registering a car that has been declared a write-off
When it comes to ensuring that your car is correctly registered with the DVLA after being declared a write-off, the process is slightly different depending on the category your vehicle falls into:
For categories D and N, you can keep your vehicle’s logbook. You do still need to inform the DVLA that the vehicle has been written off.
For categories C and S, you will need to send the completed log book to your insurance company and apply for a new duplicate log book. You can do this for free with the V62 form. We give you the lowdown on everything related to the V62 form here.
Insuring and taxing a car that has been written off
Your car will no longer be insured once it’s written off.
Before you get on the road again, you must ensure that your vehicle is taxed and has at least third-party insurance in place. This is a legal requirement in the UK — driving a vehicle that is not properly taxed and insured can result in hefty fines and even prosecution.
The first step is to get a MOT (Ministry of Transport) certificate to show that your vehicle is roadworthy. Not only is this a requirement for most insurers but also necessary for you to tax your car.
Taxing your vehicle is a simple process that you can complete here.
If you need help putting motor insurance in place, speak with us. We’ll find you a plan that’s a good match.
To sum up
A car write-off is a declaration by an insurance company that your car is either damaged beyond repair or that the cost of the repairs is greater than the replacement value.
When your car is written off, you essentially sell it to the insurance company. They will then take care of scrapping it or repairing it.
If your car is written off, you must notify the DVLA to avoid a fine.
Your insurance will likely pay you a settlement that is based on the market value minus the excess.
Car write-offs are divided into various categories. Categories A and B refer to vehicles that have to be scrapped, while categories C, D, N, and S refer to vehicles which have the potential to be used again.
If you would like to keep your car after it has been written off, you will have to buy it back from your insurer. You must then make sure that it is roadworthy, properly taxed, and sufficiently insured before getting it back on the road again. | | | |
| car accident and purchase of car back from insurers on 19:49 - Jul 25 with 544 views | AguycalledJack |
Thanks all. Looks like I do need to inform DVLA 👍 | | | |
| car accident and purchase of car back from insurers on 23:14 - Jul 25 with 507 views | howenjack |
| car accident and purchase of car back from insurers on 19:49 - Jul 25 by AguycalledJack |
Thanks all. Looks like I do need to inform DVLA 👍 |
What ur doing essentially is buying the salvage . Insurance companies offer the customer , usually , the first option to buy back if it is not economically viable for them to repair it. I guess like the afore mentioned it should be registered as a cat c at least depending on the extent of damage.
I did it years ago on a harley sportster . | | | |
| car accident and purchase of car back from insurers on 23:30 - Jul 25 with 490 views | max936 |
Give em a ring is the easy answer. |  |
| |
| car accident and purchase of car back from insurers on 10:20 - Jul 26 with 410 views | AguycalledJack |
| car accident and purchase of car back from insurers on 17:28 - Jul 25 by 1983 |
You and your missus have a lot of accidents |
2 in quick succession caused by other drivers | | | |
Login to get fewer ads
| car accident and purchase of car back from insurers on 12:45 - Jul 26 with 371 views | ItchySphincter |
It needs to have the correct write-off category applied to it for the log book. You would be breaking the law if you sold it without a category attached if it's been written off. |  |
| |
| |
By continuing to use the site, you agree to our use of cookies and to abide by our Terms and Conditions.
