| Contactless debit cards 15:17 - Sep 6 with 7697 views | BklynRanger |
As if the postings on here couldn't get more interesting, has anyone of a certain age/ludite inclination noticed their ability to use their actual physical debit card getting phased out?
Mine seemed to be required to be inserted every 3 goes or so for the last few months, and now it's stopped working contactlessly altogether.
Personally I don't want to get my phone out all the time, usually twice because I hadn't stuck my thumb on it properly the first time.
If there is a final straw this may well be it for me. What happens after the final straw is anyone's guess. (Possibly nothing). [Post edited 6 Sep 15:21]
|  | | |  |
| Contactless debit cards on 07:19 - Sep 9 with 1525 views | BazzaInTheLoft |
| Contactless debit cards on 05:40 - Sep 9 by PlanetHonneywood |
However, I simply don't agree with it. Certainly not in practice. Of course there are differences in terms of access to credit between governments and households, however, the process is essentially the same.
For me, the notion that you just keep on borrowing is all well and good until your credit rating plummets, and you know what happens next. The outcome/effect/principle are essentially the same for both parties.
Indeed, historically, if we ran our economies as many seek to manage their household finances, I'd suggest we'd be in far better shape now. Albeit how we'd do that is a different matter altogether.
If only we had a crystal ball so we could visit this matter in 18 months time to see how it's panning out for everyone. |
Fair play. Someone is finally taking those Nobel winning economists to task.
We should Google who the last chancellor was to have the UK in surplus to confirm. |  | | |
| Contactless debit cards on 07:35 - Sep 9 with 1462 views | BSERs |
What do I do with my old Postal Orders? |  | | |
| Contactless debit cards on 08:11 - Sep 9 with 1388 views | Monkey_Roots |
| Contactless debit cards on 23:49 - Sep 6 by Bluce_Ree |
I made the switch from actual wallet to Google Wallet. It's just easier and it lets me include any loyalty cards so it's all in one place. Your Tesco Clubcard, Boots card etc. And my three debit cards.
I only ever need a physical card for when I go to Costco for petrol. Aside from then, the wallet stays home. |
Bluce, strap in... Costco card can also go in your phone google wallet.
Download the App. |  | | |
| Contactless debit cards on 08:38 - Sep 9 with 1344 views | colinallcars |
| Contactless debit cards on 08:11 - Sep 9 by Monkey_Roots |
Bluce, strap in... Costco card can also go in your phone google wallet.
Download the App. |
If you discard your wallet, what happens to the Spectacles, Testicles, Wallet & Watch signalling ? |  | | |
| Contactless debit cards on 08:42 - Sep 9 with 1339 views | PlanetHonneywood |
| Contactless debit cards on 08:38 - Sep 9 by colinallcars |
If you discard your wallet, what happens to the Spectacles, Testicles, Wallet & Watch signalling ? |
Can have a hand per bollock now! |  |
| |
| Contactless debit cards on 09:36 - Sep 9 with 1274 views | Monkey_Roots |
| Contactless debit cards on 08:38 - Sep 9 by colinallcars |
If you discard your wallet, what happens to the Spectacles, Testicles, Wallet & Watch signalling ? |
Transition Lenses™, Binary Testicles, Google Wallet™ & Apple Watch™ | | | |
| Contactless debit cards on 09:41 - Sep 9 with 1240 views | robith |
| Contactless debit cards on 23:03 - Sep 8 by Juzzie |
Entering my late 50’s and and lead a fairly vanilla life so if someone in government wants to know what I’m buying at Sainsbury’s or Amazon or how much I’m spending on my mortgage, utility bills, car insurance etc then that’s 10 minutes of their life they won’t get back. |
Former colleague was dead against Oyster cards when they came out. "I don't want the government knowing where I'm going"
Now, I don't wish to undermine data privacy concerns giving we appear on the edge of an age of automated authoritarianism, but I don't think there's someone sat there going "Rob's gone to work again" making notes |  | | |
| Contactless debit cards on 09:51 - Sep 9 with 1226 views | Lanhoop |
| Contactless debit cards on 07:35 - Sep 9 by BSERs |
What do I do with my old Postal Orders? |
Keep them with your Green Shield stamps? | | | |
Login to get fewer ads
| Contactless debit cards on 10:45 - Sep 9 with 1180 views | PlanetHonneywood |
| Contactless debit cards on 09:41 - Sep 9 by robith |
Former colleague was dead against Oyster cards when they came out. "I don't want the government knowing where I'm going"
Now, I don't wish to undermine data privacy concerns giving we appear on the edge of an age of automated authoritarianism, but I don't think there's someone sat there going "Rob's gone to work again" making notes |
Speaking of which, why did you alight at Holborn and not Chancery Lane, which would have been closer? And by the by, I wouldn't talk to Mr. ....... ...... if I were you!
Oh, no offence, but given your last medical, should you really be having a chocolate chip muffin with your latte? I note your life assurance is up for renewal (26 Sept.) and for a bloke who purportedly only drinks three small beers a week, you do seem to spend a lot on alcohol and viagra.
It's how it started Robert.... | |
| |
| Contactless debit cards on 10:51 - Sep 9 with 1168 views | colinallcars |
| Contactless debit cards on 10:45 - Sep 9 by PlanetHonneywood |
Speaking of which, why did you alight at Holborn and not Chancery Lane, which would have been closer? And by the by, I wouldn't talk to Mr. ....... ...... if I were you!
Oh, no offence, but given your last medical, should you really be having a chocolate chip muffin with your latte? I note your life assurance is up for renewal (26 Sept.) and for a bloke who purportedly only drinks three small beers a week, you do seem to spend a lot on alcohol and viagra.
It's how it started Robert.... |
Big Brother indeed. Orwell called TV “prolefeed” which is what it became but not as he meant it.
I am not particularly concerned with ID cards though, I think there are much more ominous ways for prole-checking. | | | |
| Contactless debit cards on 11:17 - Sep 9 with 1134 views | DannyPaddox |
| Contactless debit cards on 08:38 - Sep 9 by colinallcars |
If you discard your wallet, what happens to the Spectacles, Testicles, Wallet & Watch signalling ? |
I have my own bespoke acronym I say before going out the door. POMMK. Phone Oyster Money Music Keys. And when I’m off on holiday it’s P’POMMK … Passport Phone Oyster etc. Sometimes I leave the flat without my phone. It feels like I’ve left a vital organ at home and there’s an initial moment of mild panic, but a reassuring voice in my head takes over and says “keep walking you can do this” and I have a great day, just like the old days, where I’m not checking my phone every two fcuking minutes. |  | | |
| Contactless debit cards on 11:31 - Sep 9 with 1102 views | loftboy |
One of my mates moved to the states 25 years ago, last year he went o make an online bet and his bank blocked the transaction! Apparently they don’t approve of gambling, he went into their branch next day and closed his account with them, said “it’s my money, I will spend it how I want to , not what you want to”. |  |
| |
| Contactless debit cards on 11:32 - Sep 9 with 1100 views | Juzzie |
| Contactless debit cards on 10:00 - Sep 7 by Esox_Lucius |
You can, rightly or wrongly, have all your assets digitally frozen and locked out of your accounts. That isn't possible with cash. Having seen the after affects of DOGE capturing vast quantities of sensitive digital information, and how that information has been subsequently used, I would be very wary of getting too locked into digital life. The old caveat of "if you haven't done anything wrong then you have nothing to worry about" stopped being relevant 20 years ago. |
Your account could be blocked which wouldn't allow you to draw any cash from ATM's or at a branch so you'd be knackered straight away.
"That isn't possible with cash"
That would only work if you get paid in cash each month and pay absolutely everything by cash, each month. Mortgage, gas, electricity, council tax, water, mobile phone, and anything else that would otherwise be a direct debit/standing order etc and all your shopping would have to be done physically at shops (no bad thing) as online shopping would be impossible so that would affect things like monthly subscription services unless you could find a way to pay those by cash. Same with annual payments such as car insurance, car tax/VED, MoT, home insurance and any other annual payments (unless paid monthly).
Any free time you have would be taken up doing all this, each and every month.
You'd basically be back to living in the 80's & 90's but probably worse because we're just not set up like we were back then to make cash payments so it would be harder to organise and a lot of services we are used to (and probably even rely on) just would no longer be available.
[Post edited 9 Sep 12:13]
|  | | |
| Contactless debit cards on 12:19 - Sep 9 with 1008 views | slmrstid |
| Contactless debit cards on 11:32 - Sep 9 by Juzzie |
Your account could be blocked which wouldn't allow you to draw any cash from ATM's or at a branch so you'd be knackered straight away.
"That isn't possible with cash"
That would only work if you get paid in cash each month and pay absolutely everything by cash, each month. Mortgage, gas, electricity, council tax, water, mobile phone, and anything else that would otherwise be a direct debit/standing order etc and all your shopping would have to be done physically at shops (no bad thing) as online shopping would be impossible so that would affect things like monthly subscription services unless you could find a way to pay those by cash. Same with annual payments such as car insurance, car tax/VED, MoT, home insurance and any other annual payments (unless paid monthly).
Any free time you have would be taken up doing all this, each and every month.
You'd basically be back to living in the 80's & 90's but probably worse because we're just not set up like we were back then to make cash payments so it would be harder to organise and a lot of services we are used to (and probably even rely on) just would no longer be available.
[Post edited 9 Sep 12:13]
|
"You'd basically be back to living in the 80's & 90's"
Don't threaten them with a good time Juzzie! That's exactly the sort of stuff they dream about (or at least their heavily romanticised overly nostalgic version of it). |  | | |
| Contactless debit cards on 14:03 - Sep 9 with 887 views | Esox_Lucius |
| Contactless debit cards on 11:32 - Sep 9 by Juzzie |
Your account could be blocked which wouldn't allow you to draw any cash from ATM's or at a branch so you'd be knackered straight away.
"That isn't possible with cash"
That would only work if you get paid in cash each month and pay absolutely everything by cash, each month. Mortgage, gas, electricity, council tax, water, mobile phone, and anything else that would otherwise be a direct debit/standing order etc and all your shopping would have to be done physically at shops (no bad thing) as online shopping would be impossible so that would affect things like monthly subscription services unless you could find a way to pay those by cash. Same with annual payments such as car insurance, car tax/VED, MoT, home insurance and any other annual payments (unless paid monthly).
Any free time you have would be taken up doing all this, each and every month.
You'd basically be back to living in the 80's & 90's but probably worse because we're just not set up like we were back then to make cash payments so it would be harder to organise and a lot of services we are used to (and probably even rely on) just would no longer be available.
[Post edited 9 Sep 12:13]
|
So by that reckoning, adults in the 80's/90's spent their waking hours paying their bills? That's quite a disingenuous take and I thought better of you than that. |  |
| The grass is always greener. |
| |
| Contactless debit cards on 14:04 - Sep 9 with 886 views | Esox_Lucius |
| Contactless debit cards on 12:19 - Sep 9 by slmrstid |
"You'd basically be back to living in the 80's & 90's"
Don't threaten them with a good time Juzzie! That's exactly the sort of stuff they dream about (or at least their heavily romanticised overly nostalgic version of it). |
They? Them? Who exactly? | |
| The grass is always greener. |
| |
| Contactless debit cards on 15:05 - Sep 9 with 817 views | colinallcars |
| Contactless debit cards on 14:03 - Sep 9 by Esox_Lucius |
So by that reckoning, adults in the 80's/90's spent their waking hours paying their bills? That's quite a disingenuous take and I thought better of you than that. |
I was an adult in the 80s/90s, and spent a great deal of my time, er, in the pub. | | | |
| Contactless debit cards on 16:42 - Sep 9 with 710 views | Juzzie |
| Contactless debit cards on 14:03 - Sep 9 by Esox_Lucius |
So by that reckoning, adults in the 80's/90's spent their waking hours paying their bills? That's quite a disingenuous take and I thought better of you than that. |
Wasn’t meaning to be, I was just generalising to exaggerate a point. Even in the 80's & 90's I paid a lot of stuff via DD which did a lot of of the heavy lifting. I used cash when going to the pub, football, eating out, paying for petrol, my weekly shop etc and the ATM was visited a lot. But you still need money in the account to then take out cash and that was also my point... you can't take cash from an ATM if your account is frozen.
I was just trying to say in this day and age paying for everything by just cash is pretty difficult and nigh on impossible. [Post edited 9 Sep 18:14]
| | | |
| Contactless debit cards on 17:08 - Sep 9 with 675 views | loftupper |
| Contactless debit cards on 16:42 - Sep 9 by Juzzie |
Wasn’t meaning to be, I was just generalising to exaggerate a point. Even in the 80's & 90's I paid a lot of stuff via DD which did a lot of of the heavy lifting. I used cash when going to the pub, football, eating out, paying for petrol, my weekly shop etc and the ATM was visited a lot. But you still need money in the account to then take out cash and that was also my point... you can't take cash from an ATM if your account is frozen.
I was just trying to say in this day and age paying for everything by just cash is pretty difficult and nigh on impossible. [Post edited 9 Sep 18:14]
|
Been a long time since I was paid in cash, little brown envelope with the pay, tax etc filled in by hand on the back.
Remember cashing up at the pizza place I worked in as a teenager, then dropping it off at the bank at about 1am.
I suppose the convenience of cash for the customer comes at the the cost of higher risk for the business and that's one of the reasons why it will disappear | | | |
| Contactless debit cards on 18:10 - Sep 9 with 594 views | Juzzie |
| Contactless debit cards on 17:08 - Sep 9 by loftupper |
Been a long time since I was paid in cash, little brown envelope with the pay, tax etc filled in by hand on the back.
Remember cashing up at the pizza place I worked in as a teenager, then dropping it off at the bank at about 1am.
I suppose the convenience of cash for the customer comes at the the cost of higher risk for the business and that's one of the reasons why it will disappear |
I was last paid in cash in December 1987. For the 3 years in that job I walked down to Abbey National in Portobello Road to deposit some of the cash. The rest I kept, gave my mum housekeeping money and the rest was for me.
New job in January 1988 and they paid straight into my account. That was the start of it for me | | | |
| Contactless debit cards on 18:46 - Sep 9 with 550 views | Pindarus |
Did you know that Alexa is listening to your every conversation and reporting it to a cabal of fiendish orientals who are plotting your downfall. Or so I've heard. | | | |
| Contactless debit cards on 19:19 - Sep 9 with 490 views | Esox_Lucius |
| Contactless debit cards on 18:46 - Sep 9 by Pindarus |
Did you know that Alexa is listening to your every conversation and reporting it to a cabal of fiendish orientals who are plotting your downfall. Or so I've heard. |
"Alexa, Siri is badmouthing you". | |
| The grass is always greener. |
| |
| Contactless debit cards on 19:37 - Sep 9 with 459 views | loftupper |
| Contactless debit cards on 18:10 - Sep 9 by Juzzie |
I was last paid in cash in December 1987. For the 3 years in that job I walked down to Abbey National in Portobello Road to deposit some of the cash. The rest I kept, gave my mum housekeeping money and the rest was for me.
New job in January 1988 and they paid straight into my account. That was the start of it for me |
Must be a similar age, I was with the Woolwich! | | | |
| Contactless debit cards on 21:05 - Sep 9 with 368 views | OldPedro |
| Contactless debit cards on 18:10 - Sep 9 by Juzzie |
I was last paid in cash in December 1987. For the 3 years in that job I walked down to Abbey National in Portobello Road to deposit some of the cash. The rest I kept, gave my mum housekeeping money and the rest was for me.
New job in January 1988 and they paid straight into my account. That was the start of it for me |
I started my 1st job in 1986 - 1st month was paid by cheque as there wasn't time for the company to set up payment to my bank account. From the 2nd month, my salary went straight into my bank account - never been paid in cash. |  |
| Extra mature cheddar......a simple cheese for a simple man |
| |
| Contactless debit cards on 07:30 - Sep 10 with 117 views | PlanetHonneywood |
My bank (CCF) in France is cashless!
If I want to pay money in, I place the money in a plastic envelope, the teller won't even touch it, but gives me a note to confirm I paid 'money' in. It goes to a regional office for counting and crediting to your account!!
If I pay in above a certain amount, I have to verify the source of the fund. I do have a max withdrawal amount but recently wanted to make a not insignificant purchase. My limit could be doubled. However, the sum was beyond that, and needed regional approval.
The bank want me to put more money in. I've said non! I just keep three months floating money in and yet, they seem shocked at my seeking control over my money and annoyance at their over-bearing nature.
I know what you're going to say. However, in a country with appalling customer service, they're actually nice people and generally regarded as the best pony in show.
A cashless bank....i shudder to think the complexities I'd encounter if I was still dabbling in cryptos. | |
| |
| |
By continuing to use the site, you agree to our use of cookies and to abide by our Terms and Conditions.
